JC Stevens

Roofing

Roofing Contractors Insurance Program

The Norman-Spencer Roofing Contractors Insurance Program was designed for commercial and residential roofing contractors. The vast majority of the U.S. roofing industry are small, privately held companies, and the majority of people employed in this industry are roof mechanics, people who are involved in the application of roofs.

Contractors range in size from small businesses with less than $1 million annual sales volume, to larger commercial contractors. Seventy percent perform both residential and commercial roofing work, and more than one-third have been in business for more than a quarter of a century.

• A.M. Best "A+" Rated Carriers
• Available in All States, Except HI

General Liability

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $1,000,000 Products Aggregate
• $50,000 Fire Damage Legal Liability
• $5,000 Medical Expense
• $5,000 Minimum Property Damage Deductible, Per Occurrence

Special Extensions

• Blanket Additional Insured
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability
• Labor Reimbursement
• Limited Worksite Pollution Liability

Umbrella

• Up to $25,000,000 Available. Submit for Quote.

Submission Requirements

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs – 3 to 5 years currently valued and details of losses over $10,000