Energy : Auto
Auto
The Norman-Spencer Energy Insurance Program provides Auto-related coverage for energy-related businesses. We will also consider trucking for hired operations in the above business segments if limited to a 300-mile radius of operation.
Program Features
- A.M. Best "A+" XV Rated Carrier
- Admitted Paper
- Minimum Premium is $15,000 (package and auto)
- Available in All States, Except AK, HI, KY, LA, WV. Not Available in DC.
Lines of Coverage
- $1,000,000 Per Occurrence
- $2,000,000 Aggregate
- $2,000,000 Products Aggregate
- $1,000,000 Personal / Advertising Injury
- $100,000 Fire Damage
- $5,000 Medical Payments (to any one person)
- $1,000,000 Employment Benefits
Classes of Business
- Propane Dealers / Distributors
- Fuel Oil (Home Heating) Dealers / Distributors
- Petroleum Distributors
- Welding Supply Dealers
- Truck Fabricators (companies who attach propane tanks to truck chassis)
- Natural Gas Utilities